Lasting Power of Attorney
A Lasting Power of Attorney keeps those decisions with the people you trust, should you lose the power to make certain decisions.
There are two types of Lasting Power of Attorney:
Health and welfare decisions
A health and welfare Lasting Power of Attorney gives people the power to make decisions about things like:
- your daily routine – for example, washing, dressing and eating
- speaking to your doctor on the behalf of you
- medical care
- moving into a care home
- life-sustaining treatment
You apply and register it now, but it’s only used if you can’t make your own decisions in the future.
Financial decisions
A finance and property Lasting Power of Attorney gives someone you trust the power to make decisions about your money and property, for example:
- paying bills
- managing a bank or building society account
- collecting benefits or a pension
- selling your home
These powers can be used at any time, but only if you say it’s ok.
The 1 minute summary
- It’s a myth that close family or friends can automatically make decisions on your behalf if you need them to.
- And yes, even your next of kin is powerless without one.
- A Lasting Power of Attorney means someone you trust can quickly, easily and legally step in.
- You keep control by deciding WHO can speak for you, WHEN they can speak for you, and WHAT they can say.
- If you have joint bank accounts, you could risk this being frozen if you do not have a Lasting Power of Attorney.
- It’s not just about money – your choices about your health and care also need protecting.
- Making a Lasting Power of Attorney is not easier or cheaper if you have to apply at courts. This a process you should avoid and you can.
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