Life insurance, also known as life cover or life assurance is a way to help protect your loved ones financially if you were to die over the period of when your insurance starts and finishes.

Please remember that life insurance is not a savings or investment product and has no cash value unless a valid claim is made.

You choose the amount of cover you need and how long you need it for and you can pay your premiums monthly or annually. In return, your family has the reassurance of knowing that if you died while covered by the policy they could receive a cash sum pay out if a valid claim is made.

They could use this to help with household bills, child-care costs or covering mortgage payments.

Arranging life insurance is a crucial part of Wills and estate planning here at Future Wills. There is a range of different life insurance products such a level term insurance, decreasing term insurance and many more of which we recommend you speak to us and when can help you support your financial needs.

When you make a Will it is important to review your financial status in case a loss of income stopped helping towards paying bills, child-care costs and mortgage payments, if you wish to find out more on how we can help prepare insurance for you.

All of our clients that we help shall receive fee free advice and all policies will be written into Trust free of charge.